Continuation of Group Medical Insurance (COBRA)

Upon employment termination, benefits coverage will end on the last day of the month in which the termination occurs. Eligible participants may continue or convert the group insurance plan in accordance with the terms of the policy and/or law.

The Federal Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides eligible staff and dependents the opportunity to continue health insurance coverage under Goodwin University's health plan when a "qualifying event" results in the loss of eligibility. Some common qualifying events are:

  • Resignation
  • Employment termination
  • Death of a staff member
  • Reduction or increase in a staff member’s hours (including a leave of absence)
  • Staff member’s divorce or legal separation
  • Dependent child no longer meeting eligibility requirements

You must notify Human Resources of any changes in dependent status (loss of student status or divorce/legal separation) within 60 days of the event or the right of continuation of coverage may be lost. Under COBRA continuation coverage, the staff or beneficiary pays 100% of the coverage cost for Goodwin University's group rates.